When the Global Financial Crisis emerged in 2008, former treasurer Peter Costello proclaimed the way to solve the economic downturn was tax cuts to promote spending. Sound familiar?

Australia, at 216 per cent of net disposable income, has among the highest levels of household debt in the world, ranking only behind Denmark, the Netherlands and Norway.

Scott Morrison, now in the first stage of his $36 billion tax cuts, is puzzled why cash strapped taxpayers are not spending the extra $1080 many received in their tax return.

A former treasurer, he must have been aware the monetary bribe would be used to offset household debt. This is further proof that the government has run out of ideas as far as the economy is concerned.

When my daughter's marriage ended and property was settled a logical solution to her buying a home for herself and three young daughters was to build a house on our seven-acre property in Nowra Hill.

Her borrowing capacity as a single mum was reduced and a build on our property was affordable. However council would not approve a subdivision due to our land being under 10 acres.

This was extremely disappointing as she needs family support to care for two of her girls with special needs.

My husband and I live on our seven acres and my daughter's only option was to buy an old villa with a small yard in Bomaderry...how ridiculous!

The Morrison government is using its proposal to drug test unemployed people on Newstart as a distraction from the government's failure to repair the structural faults in our Australian labour market.

There are many more unemployed and underemployed people than there are full-time job vacancies.

This is particularly true in regional areas like ours.

Many employers report that the skill sets they need in newly created jobs are not available from the people who apply for those jobs.

This is because the government has failed over many years to use the Vocational Education and Training (VET) system, including state TAFE systems, to provide affordable and regionally accessible retraining opportunities for unemployed people in job skills areas needed in the emerging economy.

Drug testing will achieve nothing and will actually divert much needed funds from job retraining programs. We expect better from our governments.

MP Gareth Ward has shown his true colours when labelling honourable and conservative Liberal Party members as "on the fringe".

It just shows that the Coalition has been taken over by radical left-leaning individuals who hide under the banner of a "conscience vote" and being so-called "moderates". I wonder how many MPs have actually read and fully considered the contentious Abortion Legislation with its embedded cruelty to the unborn?

As for MPs voting with their conscience this is OK if they give warning at an election that they are in favour of a particular issue and voters can then give their support or take it away depending on how they feel on the issue. But as you know, this issue was never brought up at the election.

When it comes to elections Gareth will say anything to get re-elected, especially to the Christian community. But is he really a wolf in sheep's clothing?